Bandhan Bank Personal Loan Interest Rates 2021, EMI Calculator

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Bandhan Bank Personal Loan Interest Rates 2021, Eligibility & EMI Calculator: No matter if you need a Personal Loan, Bandhan Bank can provide a Personal Loan For you. The Bank’s existing account holders (excluding employees), as well as first-time loan applicants, can take advantage of our special offers, interest rates, and fees. Quick eligibility check, Funds transfer, and other Features.

Features of Bandhan Bank Personal Loan

Check your eligibility for a Personal Loan online or at any of our branches. If all your documents are submitted, the loan will be disbursed within two working days.

  • Loan in your account in 2 business days
  • Loan amount ₹50,000 to ₹5 lakhs

Bandhan Bank Personal Loan Eligibility

  • Salaried & Self-employed professionals
  • Applicants’ age must be at least 21 years old (salaried) and 23 years old (self-employed), and at most 60 years old when the loan matures.
  • Individuals with a minimum six-month relationship with Bandhan Bank
  • The account should be operational at least once a month with a customer induced credit and debit

Bandhan Bank Personal Loan Documents Required 

  • Identity proof: Passport/voter ID card/driving license/adhaar
  • Address proof: Passport/Voter ID card/driving license/adhaar
  • Signature proof Passport/PAN card
  • A photograph
  • Copy of PAN Card
  • Salary slip and Form-16 for the last three months for salaried employees
  • The previous two years’ income tax return with computation of income, balance sheet, and profit & loss statement

Bandhan Bank Personal Loan Interest Rates 2021

Bandhan Bank personal loan interest rate seems to be very low. It is offering cheaper interest on loans than the rest of the bank. And the procedure fee has been kept at a minimum. The time limit for bank loans has also been kept very long. So that the amount of EMI is less every month and the borrower does not face any problem. Customers will have an interest rate of 15.90% p.a. for Bandhan Bank loan.

Bandhan Bank Personal Loan                Details
 loan intrest rate 15.90% to 20.75%
 Loan Amount Up to Rs. 5 lakh
 Loan Tenure 12 to 36 Months
 Processing Fees 1% of the loan amount+GST
 Pre closer charges NA

Bandhan Bank Personal Loan EMI Calculator

Using Bandhan bank personal loan calculator, you can find out how much you have to pay per month. You can calculate your monthly/yearly EMI on the basis of Interest Rates, Loan Amount, Tenure & Repayment period.

Bandhan Bank Personal Loan Apply Online

If you want to take a personal loan from Bandhan bank, you can apply online following the given procedure and take a loan sitting at home.

First, visit the official website –

This will be followed by your new page open which will give you a lot of information and a link to the loan application.

You have to click on the apply link

After which a form will open in front of you in which you have to fill in your entire information correctly and apply

The loan amount is then transferred to your bank account by contacting you on acceptance of your application.

Read More: Buddy Loan Instant Personal Loan

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